What to expect
Availability and the maximum coverage amount depend on the insurer, your ties to Canada, and how long you have been here. Some insurers will consider study permit holders; others will not. A review identifies which carriers may offer coverage.
Documents
You provide a copy of your study permit, government ID, and answers to standard health questions, similar to any applicant with the permit added.
Options
Term life is the most likely option. If full coverage is not available yet, the review can outline what to do now and when to revisit as your status changes.
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Book my free review →Frequently asked questions
Can study permit holders get life insurance in Canada?
Some insurers will consider study permit holders, depending on circumstances and ties to Canada. Options are more limited than for PRs or work permit holders.
What documents are needed?
A copy of the study permit, government ID, and standard health questions.
What type of coverage is available?
Term life is the most likely option where coverage is offered.
What if I cannot get coverage yet?
A review can outline interim steps and when to revisit as your status changes, such as moving to a work permit or PR.
This page is for general educational purposes only and does not constitute personalized financial, tax, legal or accounting advice. Figures, limits and coverage ranges are illustrative and change over time - verify current terms before acting. Insurance and registered-account eligibility is subject to underwriting and government rules. Compensation is disclosed in writing before any application is signed. Neelesh Kumar is a Licensed Life & Health Insurance Agent regulated by FSRA - verify at fsrao.ca. © 2026 Wealthready · FinanceWithNeelesh · Kitchener, Ontario.